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Dollars and Sense

Human Services · Texas TEKS

Standards Code§127.613
CreditOne-Half Credit
Duration18-36 weeks
Sub-Standards34 / 35
Coverage97%
StrandStandard IDStandard StatementCovered?CLX Match List
1. The Student Demonstrates Management Of Individual And Family Resources Such As Finances...1.1.1analyze the economic rights and responsibilities of individuals as consumers• Core-LX : Financial Literacy : Financial Literacy
• Core-LX : Personal Finance : Personal Finance: 04 Needs and Wants
• Core-LX : Personal Finance : PersonalFinance - Module 4: Needs Wants (pending)
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 31 - Consumer Protection: Fraud, Behavior, and Legislation
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 29 - Credit Problems, Consumer Protection, and Credit Reports
1.1.2apply management, planning skills, and processes to organize tasks and responsibilities• Lifelong Skills : Lifelong Soft Skills : Lifelong Soft Skills - Time Management
• GoSkills : Project Management Basics : Project Management Basics: 02 Planning
• GoSkills : Project Management Basics : Project Management Basics: 02 Planning
• GoSkills : Project Management Basics : Project Management Basics: 02 Planning
• Pointful Education : Project Management : ProjMgmt 03: Project Management Planning Part II
1.1.3develop and apply multiple strategies for individuals and families to make choices to satisfy needs and wants• Core-LX : Financial Literacy : Financial Literacy
• Core-LX : Personal Finance : Personal Finance: 04 Needs and Wants
• Core-LX : Personal Finance : PersonalFinance - Module 4: Needs Wants (pending)
• Pointful Education : Personal Finance : Personal Finance 02: Money Decisions: Personal and Family Financial Choices
• Pointful Education : Personal Finance : Personal Finance 02: Money Decisions: Personal and Family Financial Choices
1.1.4analyze the consequences of an economic decision made by an individual consumer such as the decisions to provide safe and nutritious food, clothing, housing, health care, recreation, and transportation;• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 04 - Consumer Decisions: Transportation, Housing, and Income
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 04 - Consumer Decisions: Transportation, Housing, and Income
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 33 - Advertising, Social Media, and Planned Purchasing
• Certify ED : Culinary (Video and VR) : Culinary - Unit 05 - Culinary Fundamentals: Nutrition, Techniques, and Techniques
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 03 - Personal Choices and Financial Freedom
1.1.5analyze the impact of media and technological advances on family and consumer decisions• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 33 - Advertising, Social Media, and Planned Purchasing
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 33 - Advertising, Social Media, and Planned Purchasing
• Pointful Education : Personal Finance : Personal Finance 05: Making Informed Buying Decisions
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 33 - Advertising, Social Media, and Planned Purchasing
• Open Textbooks : Intro to Social Media : ISM01: Marketing Principles
2. The Student Demonstrates Management Of Financial Resources To Meet The Goals Of Individ...2.1.1evaluate the need for personal and family financial planning, including maintaining a budget, expense records, and economic self-sufficiency• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 20 - Net Worth and Budget Planning
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 20 - Net Worth and Budget Planning
• Open Textbooks : Financial Literacy : Financial Literacy: 02 Income, Budget, and Career Planning
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 02 - Financial Self-Sufficiency and Economic Stability
• Pointful Education : Personal Finance : Personal Finance 02: Money Decisions: Personal and Family Financial Choices
2.1.2compare types of loans available to consumers and distinguish criteria for becoming a low-risk borrower• Core-LX : Personal Finance : PersonalFinance - Module 8: Borrowing Lending (pending)
• Core-LX : Personal Finance : PersonalFinance - Module 6: Student Loans (pending)
• Pointful Education : Personal Finance : Personal Finance 05: Making Informed Buying Decisions
• Pointful Education : Personal Finance : Personal Finance 10: Money and Risk: Consumer Credit and Loans Part II
2.1.3connect mathematics to the understanding of interest, including avoiding and eliminating credit card debt• Open Textbooks : Business Mathematics : BM03: Simple Interest
• Open Textbooks : Business Mathematics : BM04: Compound Interest
• Core-LX : Personal Finance : Personal Finance: 09 Credit Cards
• Core-LX : Personal Finance : PersonalFinance - Module 9: Credit Cards (pending)
• Open Textbooks : The Math of Money : TMM02: Debt
2.1.4collect evidence and data related to implementing a savings program, the time value of money, and retirement planning• Open Textbooks : Financial Literacy : Financial Literacy: 03 Making Your Savings Decisions
• Open Textbooks : The Math of Money : TMM03: Investing and Retirement
• Open Textbooks : The Math of Money : TMM03: Investing and Retirement
• Open Textbooks : The Math of Money : TMM03: Investing and Retirement
• Open Textbooks : The Math of Money : TMM03: Investing and Retirement
2.1.5explore how to be a prudent investor in the stock market and other investment options• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 22 - Investment Options, Diversification, and Retirement Accounts
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 23 - Risk, Return, and Liquidity of Investments
• Open Textbooks : The Math of Money : TMM03: Investing and Retirement
• Open Textbooks : Financial Literacy : Financial Literacy: 06 Making Your Investment Decisions
• Open Textbooks : The Math of Money : TMM03: Investing and Retirement
2.1.6investigate the benefits of charitable givingno genuine match
2.1.7compare types of banks, credit unions, and virtual banks available to consumers and the benefits of maintaining financial accounts• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 11 - Financial Institutions, Services, and Regulations
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 12 - Types of Bank Accounts and Services
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 11 - Financial Institutions, Services, and Regulations
• Open Textbooks : Financial Literacy : Financial Literacy: 01 Overview of Financial Planning
• Pointful Education : Personal Finance : Personal Finance 04: Money Help: Services, Functions and Products in the Financial Industry
2.1.8demonstrate the ability to maintain financial records• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 14 - Deposits, Withdrawals, Checks, and Deposit Slips
• Pointful Education : Quickbooks : Quickbooks 08: Bank Accounts, Transaction Rules, and Receipts
• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 03 - Agribusiness and Careers
• Pointful Education : Agriscience II : Agriscience_02 06: Agribusiness
• Certify ED : Hospitality Management : Hospitality - Unit 08 - Legal and Operational Considerations
2.1.9investigate bankruptcy laws, including ways to avoid bankruptcy• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 34 - Debt Collection and Bankruptcy
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 30 - Balancing Credit, Debt, and Education Financing
2.1.10apply management principles to decisions about insurance for individuals and families• Open Textbooks : The Math of Money : TMM05: Insurance
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 37 - Auto, Property, and Health Insurance
• Open Textbooks : Financial Literacy : Financial Literacy: 07 Protecting Against Risk
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 36 - Insurance Fundamentals: Risk, Insurability, and Cost
• Open Textbooks : The Math of Money : TMM05: Insurance
2.1.11evaluate personal and legal documents related to managing individual and family finances such as birth certificates, medical records, social security cards, financial records, and property records;• Pointful Education : Personal Finance : Personal Finance 07: Protecting Money: Insurance, Wills, and Contracts
• Certify ED : Medical Assistant : Medical Assistant - Unit 40 - Legal Standards and Medication Safety
• Certify ED : Medical Assistant : Medical Assistant - Unit 03 - Medical Records
2.1.12demonstrate the ability to use calculators, spreadsheets, computers, and software in data analysis relating to finance• GoSkills : Financial Modeling Basics : Financial Modeling Basics: 03 Range Names
• Open Textbooks : Fundamentals of Math, Physics, and Statistics for Future Transportation Professionals : FMPS: 09 Data Analysis – Hypothesis Testing, Estimating Sample Size, and Modeling
• Open Textbooks : Fundamentals of Math, Physics, and Statistics for Future Transportation Professionals : FMPS: 09 Data Analysis – Hypothesis Testing, Estimating Sample Size, and Modeling
• Core-LX : Principles of Data Science : Principles of Data Science - Chapter 01: What Are Data and Data Science?
• GoSkills : Introduction to Data Analysis with Python : Intro to Data Analysis with Python: 03 Pandas
3. The Student Demonstrates Effective Consumer Skills Related To Housing Needs. The Studen...3.1.1explain consumer rights and responsibilities associated with renting or buying a home• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 29 - Credit Problems, Consumer Protection, and Credit Reports
• Pointful Education : Personal Finance : Personal Finance 05: Making Informed Buying Decisions
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 04 - Consumer Decisions: Transportation, Housing, and Income
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 31 - Consumer Protection: Fraud, Behavior, and Legislation
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 32 - Consumer Remedies, Warranties, and Federal Assistance
3.1.2analyze legal and financial aspects of purchasing and leasing housing;• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 04 - Consumer Decisions: Transportation, Housing, and Income
• Open Textbooks : Financial Literacy : Financial Literacy: 05 Making Your Purchasing Decisions
• Open Textbooks : Business Mathematics : BM05: Annuities
• Core-LX : Personal Finance : PersonalFinance - Module 8: Borrowing Lending (pending)
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 37 - Auto, Property, and Health Insurance
3.1.3propose money-management skills necessary to make the transition from renting to home ownership• Core-LX : Personal Finance : PersonalFinance - Module 3: Income Expenses (pending)
• Core-LX : Personal Finance : Personal Finance: 04 Needs and Wants
• Core-LX : Financial Literacy : Financial Literacy
• Core-LX : Personal Finance : Personal Finance: 10 Financial Security
• Core-LX : Personal Finance : Personal Finance: 10 Financial Security
4. The Student Analyzes The Relationship Of The Environment To Family And Consumer Resourc...4.1.1analyze individual and family responsibilities in relation to environmental trends and issues• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 04 - Agricultural Trends and Economic Impact
• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 04 - Agricultural Trends and Economic Impact
• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 38 - Production Practices and Sustainability
• Pointful Education : Agriscience I : Agriscience_01 01: Introduction to Agriculture in the Global Economy
• Pointful Education : Agriscience I : Agriscience_01 08: Food Safety and Handling Procedures
4.1.2summarize environmental trends and issues affecting families and future generations• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 04 - Agricultural Trends and Economic Impact
• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 04 - Agricultural Trends and Economic Impact
• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 04 - Agricultural Trends and Economic Impact
• Certify ED : Animal Science (Video & VR) : Animal Science - Unit 01 - Animal Science: A Foundation for Understanding and Addressing Contemporary Issues
• Certify ED : Veterinary Science (Video & VR) : Veterinary Science - Unit 02: The Animal Industry: History and Current Issues
4.1.3demonstrate behaviors that conserve, reuse, and recycle resources to maintain the environment;• Pointful Education : Early Childhood Education I : EarlyChildEd_01 02: Planning a Safe, Clean, and Healthy Learning Environment
• Pointful Education : LEED Green Associate : LEED 06: Materials and Resources
• Open Textbooks : Water Services and Distribution Systems : Water ServiceDistribution Systems: 04 Describe Alternative Green Water Supply Systems
• Pointful Education : Agriscience I : Agriscience_01 08: Food Safety and Handling Procedures
4.1.4explain governmental regulations for conserving natural resources• Pointful Education : Agriscience I : Agriscience_01 02: Safety, Scientific and Technological Principles of Agriscience Issues
• Pointful Education : Agriscience III : Agriscience_03 03: Animal Health and Nutrition
• Certify ED : Veterinary Science (Video & VR) : Veterinary Science - Unit 13: Disposing of Sharps and Container Labeling
• Certify ED : Animal Health and Disease Management : Animal Health and Disease Management: 07 Animal Welfare & Ethics
5. The Student Analyzes Relationships Between The Economic System And Consumer Actions. Th...5.1.1analyze economic effects of laws and regulations that pertain to consumers and providers of services;• Certify ED : Animal Science (Video & VR) : Animal Science - Unit 10 - Fundamentals of Livestock Care and Management
• Pointful Education : Agriscience II : Agriscience_02 07: Global Economy Part I
• Pointful Education : Agriscience III : Agriscience_03 06: Plant Pest Control
• Certify ED : HVAC 1 (Video & VR) : HVAC 1 - Unit 01 - HVAC Fundamentals: Principles, Systems, and Safety
• Pointful Education : Building Maintenance Technologies II : BuildMTII02: Drafting and Federal Codes
5.1.2identify types of taxes at the local, state, and national levels and the economic importance of each• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 10 - Taxation: Principles, Types, and Filing
• Pointful Education : Personal Finance : Personal Finance 06: Money to the Government: Personal Taxation
• Pointful Education : Building Maintenance Technologies II : BuildMTII04: Project Costs and Scheduling Part II
6. The Student Identifies Skills And Attributes Necessary For Sustaining A Chosen Lifestyl...6.1.1evaluate and compare employment options, including salaries and benefits• Core-LX : Career Exploration : Career Explorer — Find Your Path (pending)
• Pointful Education : Architectural Design III : Architecture_03 05: Career Opportunities in Drafting
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 07 - Career, Education, and Family Income
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 07 - Career, Education, and Family Income
• Pointful Education : Personal Finance : Personal Finance 03: Money Making: Strategies for Creating and Managing Income
6.1.2compare rewards and demands for various levels of employment in a variety of careers• Core-LX : Career Exploration : Career Explorer — Find Your Path (pending)
• Pointful Education : Architectural Design III : Architecture_03 05: Career Opportunities in Drafting
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 07 - Career, Education, and Family Income
• Certify ED : Personal Finance (Video & VR) : Personal Finance - Unit 08 - Life Events, Opportunity Cost, and Employability
• Pointful Education : Career Exploration in Finance : CEIF 10: Life After Banking
6.1.3determine how interests, abilities, personal priorities, and family responsibilities affect career choices• Core-LX : Career Exploration : Career Explorer — Find Your Path (pending)
• Indigo Project : Indigo Pathway Survey : Indigo Pathway Survey
• Indigo Project : Indigo Pathway Survey : Indigo Pathway Survey
• Indigo Project : Indigo Pathway Survey : Indigo Pathway Survey
• Pointful Education : Personal Finance : Personal Finance 02: Money Decisions: Personal and Family Financial Choices
6.1.4determine continuing education opportunities that enhance career advancement and promote lifelong learning;• Pointful Education : Architectural Design III : Architecture_03 05: Career Opportunities in Drafting
• Pointful Education : Architectural Design III : Architecture_03 05: Career Opportunities in Drafting
• Pointful Education : Career Exploration in Finance : CEIF 10: Life After Banking
• Certify ED : Early Childhood Education (Video & VR) : Early Childhood Education - Unit 01 - Career Opportunities in Early Childhood Education
• Open Textbooks : Comprehensive Midwifery: The role of the midwife in health care practice, education, and research : Comprehensive Midwifery 03: As Educator
6.1.5use presentation skills to communicate and apply knowledge of careers in consumer services• OpenStax : English I : 4.4 Lesson 4.4: Presentation Skills (pending)
• OpenStax : English II : 4.4 Lesson 4.4: Formal Presentations (pending)
• Pointful Education : Communication Skills for Business : Communication Skills for Business 04: Best Practices for Creating Business Deliverables Part I
• OpenStax : English I : 8.4 Lesson 8.4: Presenting Research (pending)
• Pointful Education : Communication Skills for Business : Communication Skills for Business 08: Analyzing Communication Scenarios
7. The Student Integrates Knowledge, Skills, And Practices Required For Careers In Consume...7.1.1explain the roles and functions of individuals engaged in consumer services careers• Certify ED : Early Childhood Education (Video & VR) : Early Childhood Education - Unit 02 - Early Childhood Education Settings
• Certify ED : Companion Animals : Companion Animals: 01. Selection, Nutrition, and Management
• Certify ED : Animal Science (Video & VR) : Animal Science - Unit 02 - Understanding Animals: Taxonomy, Economics, Careers, and Safety
• Certify ED : Animal Science (Video & VR) : Animal Science - Unit 02 - Understanding Animals: Taxonomy, Economics, Careers, and Safety
• Certify ED : Emergency Medical Response (Video&VR) : Emergency Medical Response - Unit 01 - EMS System and EMR Roles
7.1.2analyze opportunities for employment and entrepreneurial endeavors• Certify ED : Early Childhood Education (Video & VR) : Early Childhood Education - Unit 02 - Early Childhood Education Settings
• Pointful Education : Entrepreneurship and Small Business Certification : ESB 02: Opportunity Recognition
• Open Textbooks : Introduction to Entrepreneurship : Intro to Entrepreneurship: 02 Entrepreneurial Characteristics
• Open Textbooks : Introduction to Entrepreneurship : Intro to Entrepreneurship: 03 The Entrepreneurial Process
• Open Textbooks : Introduction to Entrepreneurship : Intro to Entrepreneurship: 03 The Entrepreneurial Process
7.1.3summarize education and training requirements for consumer services careers;• Certify ED : Emergency Medical Response (Video&VR) : Emergency Medical Response - Unit 01 - EMS System and EMR Roles
• Pointful Education : Architectural Design III : Architecture_03 05: Career Opportunities in Drafting
• Certify ED : Early Childhood Education (Video & VR) : Early Childhood Education - Unit 01 - Career Opportunities in Early Childhood Education
• Certify ED : Early Childhood Education (Video & VR) : Early Childhood Education - Unit 01 - Career Opportunities in Early Childhood Education
• Pointful Education : Early Childhood Education II : EarlyChildEd_02 11: Preparing for the Child Development Associate Certification
7.1.4investigate professional organizations for consumer services• Certify ED : Animal Science (Video & VR) : Animal Science - Unit 02 - Understanding Animals: Taxonomy, Economics, Careers, and Safety
• Certify ED : Agricultural Science (Video & VR) : Agricultural Science - Unit 40 - Careers in Agricultural Science
• Pointful Education : Agriscience III : Agriscience_03 01: The Agriscience Industry
• Pointful Education : Agriscience I : Agriscience_01 07: Leadership and Citizenship Skills
• Medcerts : Dental Assistant - DA 3000 : Infection Control in Dental Healthcare Settings (v24.3) DA3011

Coverage Summary

Core-LX delivers strong coverage of this TEKS course at 97% of sub-standards aligned.

Primary publishers contributing alignment: Certify ED (74), Pointful Education (47), Open Textbooks (27), Core-LX (20), GoSkills (5).

Gap-closure roadmap (1 sub-standards not yet aligned, grouped by strand):

  • Strand 2. The Student Demonstrates Management Of Financial Resources To Meet The Goals Of Individ...: 1 sub-standard(s) — candidate for a focused Gap Lesson
Eligible for Gap Lesson / Gap Lab generation — coverage exceeds the 85% threshold; any remaining sub-standard gaps will be closed by auto-generated lessons in the next pipeline phase.

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